Benchmarks by age
Explore by decade
Typical milestones, priorities and net worth ranges for each stage.
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Your 20s — Plant the seed
Typical net worth: $0 – $120k
This is the decade of habits, not big balances. The dollars are small but the time horizon is enormous, so every dollar invested now is worth the most it will ever be.
Priority moves
✓Max the 401(k) match, then a Roth IRA
✓Build a starter emergency fund
✓Attack high-interest debt aggressively
✓Race to your first $100,000, the hardest milestone
Benchmarks
Median NW, age 25~$8k
On-track saver$40k–$120k
Savings rate to aim for20–30%