Benchmarks by age

Explore by decade

Typical milestones, priorities and net worth ranges for each stage.

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Your 50s — From saving to options

Typical net worth: $1M – $5M+

Accumulation gives way to choice. Many readers reach Coast or full FIRE here, deciding whether to keep working because they want to, not because they have to.

Priority moves

Build a bridge / withdrawal strategy
Use catch-up contributions
Stress-test against sequence-of-returns risk
Decide: retire, coast, or work by choice

Benchmarks

Median NW, age 55~$364k
On-track saver$1.5M–$5M
Second million~5 yrs after first

Stories from this decade