Benchmarks by age
Explore by decade
Typical milestones, priorities and net worth ranges for each stage.
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Your 30s — Hit the accelerator
Typical net worth: $120k – $600k
Incomes climb and the compounding from your 20s starts to show. This is where disciplined savers and lifestyle-creep spenders visibly diverge.
Priority moves
✓Automate and increase contributions with every raise
✓Keep housing costs sane as income grows
✓Add a taxable brokerage once tax-advantaged accounts are full
✓Guard against lifestyle inflation
Benchmarks
Median NW, age 35~$76k
On-track saver$250k–$600k
Savings rate to aim for25–40%
Stories from this decade
$1.8M
Boring ConsistencyTwelve Years, One Windfall
$4.4M
Paper RichPaper Rich: $4.4 Million and Still Can't Quit
$3.8M
The PitchThe Most Important Presentation He Ever Made
$4M
Boring Millionaires$200k to $4 Million. No Properties. No Business.
$1.4M
Core SatelliteHalf the Money Is Boring. Half Is a Bet.
$1.4M
Debt Defiant